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Applying for a Mortgage? Three Questions Your Lender Will Ask You – and How to Prepare Your Answers

Before approving a mortgage, your lender is going to have to do his due diligence to ensure that you can afford a loan large enough to pay for a house. Here’s how you can prepare to answer these questions in a way that will increase your likelihood of approval.

Refi or Wait? How to Choose Between Refinancing Your Mortgage Now or Waiting Until You Need the Money

For those homeowners who have lived in their home for more than a few years, pulling equity out of the property is a tempting potential benefit. However, with property values and interest rates adjusting frequently, you may wonder if now is the best time to refinance your mortgage.

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