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What’s Ahead For Mortgage Rates This Week – August 25th, 2025

The FOMC meeting that was held the previous week to discuss upcoming decisions addressed the future of the economic landscape.

During his remarks, Jerome Powell stated that inflation will rise in the future, with consumers bearing the burden. Many have speculated that this means reductions in current rates are unlikely to happen anytime soon, in an attempt to keep inflation under control.

Another notable release was the leading economic indicators, which once again showed contraction–signaling the potential for further economic decline.

What’s Ahead For Mortgage Rates This Week – August 18th, 2025

This will be the first release of the CPI and PPI data wherein the data collected and used to determine the current inflation has been reduced. The Producer Price Index has shown quite clearly that there has been the biggest whole price jump in the last 3 years, showing that the administration’s policies on tariffs are having an impact. The CPI has shown a similar increase in inflation, but still within expectations in lieu of the current tariff policies.

What’s Ahead For Mortgage Rates This Week – August 11th, 2025

There were several notable releases this last week, with the largest being the PCE Index — the Federal Reserve’s preferred inflation indicator. The PCE Index may be the more accurate indicator going forward, as data collection for the Consumer Price Index has been recently cut, thereby reducing its reliability. As expected, the inflation numbers have been steadily rising with the PCE Index, indicating that impacts from the tariffs are now filtering into prices for both producers and consumers.

What’s Ahead For Mortgage Rates This Week – August 4th, 2025

There were several notable releases this last week, with the largest being the PCE Index — the Federal Reserve’s preferred inflation indicator. The PCE Index may be the more accurate indicator going forward, as data collection for the Consumer Price Index has been recently cut, thereby reducing its reliability. As expected, the inflation numbers have been steadily rising with the PCE Index, indicating that impacts from the tariffs are now filtering into prices for both producers and consumers.

As a follow up, Personal Income & Spending has had a light upturn after the initial panic with the tariffs. Lastly, the job numbers from last week have been unexpectedly weak, showing a slow down of the economy overall due to many factors.

What’s Ahead For Mortgage Rates This Week – July 28th, 2025

Very little was released this week due to the major inflation data releases from the previous week. The Leading Economic Index was the most significant–and only–impactful release this week, showing a further decline in overall sentiment about the current economic situation. The majority of the decline was caused largely driven by expectations for business conditions. The decline was faster than expected, enough to warrant continued monitoring of the Leading Economic Index going forward.

What’s Ahead For Mortgage Rates This Week – July 21st, 2025

While inflation has slowed down since the pandemic, it is showing a faster-than-expected rise for consumers, as the CPI (Consumer Price Index) has reported a higher than expected 0.3% increase, contrasted to the 0.2% expected increase.

Meanwhile, the PPI (Producer Price Index) has proven to be entirely flat, with the largest takeaway being that signs of tariff-related inflation are, at best, scattered among data reports, leading to many speculating that the impacts have been overestimated.

Given continued inflation for consumers, it is very unlikely the Federal Reserve will make any adjustments to the rate as it adopts a “wait-and-see” approach to the administration’s policies. Another noteworthy data release is retail sales, which has shown to snap back after the concerns about tariffs and widespread price increases have eased.

Could You Save Money by Refinancing Right Now?

Many homeowners assume that if they did not refinance when rates hit historic lows, they missed their chance. But the truth is, refinancing is not only about chasing the lowest possible rate. It is about improving your overall financial picture. Depending on your current loan, interest rate, and personal goals, refinancing could still save you money or help you reach new financial milestones.

The One Number More Important Than Your Credit Score for Mortgage Approval

When it comes to getting approved for a mortgage, most people immediately think of their credit score. While it is definitely important, there is another number that can play an even bigger role in your approval, our debt-to-income ratio. Also known as DTI, this number gives lenders a clearer picture of your ability to manage monthly payments and overall debt.

How to Talk to Your Parents About Co-Signing a Mortgage

Asking your parents to co-sign a mortgage can be one of the most vulnerable conversations you will ever have. It is not just about paperwork and finances, it is about trust, timing, and long-term commitment. Whether you are a first-time buyer or trying to qualify for better loan terms, a co-signer can make a big difference, but only if everyone involved is fully informed and comfortable.

Understanding the Fear Behind Mortgage Debt and How to Move Past It

Buying a home is one of the most exciting milestones in life, but the thought of taking on a mortgage often creates anxiety. The idea of owing hundreds of thousands of dollars can feel overwhelming, even if you are financially stable. If you have ever hesitated to move forward with a home loan out of fear, you are not alone. This emotional reaction is more common than many people realize.

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