Home Buyer Tips

3 Tips and Tricks to Make Mortgage Pre-Qualification Easy

March 15, 2016 George Duarte Home Buyer Tips Comments Off

If you’re planning to buy a home, you should know that the mortgage pre-qualification process is the first in a series of steps that eventually lead to home ownership. A pre-qualification is different from a pre-approval – the pre-qualification meeting is simply you and your lender hashing out how much you can afford to spend on a property. But once you’ve been pre-qualified, it makes the mortgage process easier.

So how can you make the pre-qualification quick and painless so you can get on with your house hunt? Here’s what you need to know.

Ready to Move in to Your New Home? Not So Fast! Take Care of These 3 Items Before the Big Move

March 11, 2016 George Duarte Home Buyer Tips Comments Off

With the excitement involved in moving into a new home and all of the things that need to be done, it can be easy to forget a few important things before you load up the moving van. If the day of departure is drawing closer and you’re mulling over the final details, here are some items you may want to check off the list first.

Worried about Your FICO Score? 4 Easy Strategies to Fix It Up

March 10, 2016 George Duarte Home Buyer Tips Comments Off

If you’re worried about your bad credit, you’ll want to do everything in your power to improve your rating as quickly as possible – especially if you have a major purchase coming up. Improving your credit rating can give you access to better interest rates on mortgages or even help you to get that job you’re after.

So how can you boost your FICO score quickly and easily? Here’s what you need to know.

It Isn’t Always a Clear Road after Pre-approval: 4 Reasons Why Your Mortgage May Be Denied

March 9, 2016 George Duarte Home Buyer Tips Comments Off

So you’ve been pre-approved for a mortgage – great! You’ve taken the first step toward becoming a homeowner. But before you start picking out china patterns, you’ll want to keep in mind that a pre-approval isn’t the same thing as a mortgage agreement. There’s still no guarantee that you’ll actually get a mortgage.

But why would a lender deny a mortgage after pre-approving a borrower? Here’s what you need to know.

Buying a New Home? Learn How the ‘Conforming Loan Limit’ Might Affect Your Purchase

February 24, 2016 George Duarte Home Buyer Tips Comments Off

‘Conforming loan limit’ may be a less familiar real estate term than the rest, but here are some things you’ll need to know about it and what it could mean for your biggest investment.

3 ‘Must Know’ Pieces of Advice for First-time Home Buyers

January 22, 2016 George Duarte Home Buyer Tips Comments Off

When delving into the realities of home ownership, there can be many factors involved that make it difficult to determine what you need to know and what can wait until later. If you happen to be a first-time buyer who’s looking for the best tips for purchasing a home, look no further than the following three pointers to set you on the right path.

5, 10, 20 Percent or More? How to Determine How Big of a Down Payment You Need

January 6, 2016 George Duarte Home Buyer Tips Comments Off

Whether or not you’re new to real estate, there’s little doubt that you’ve heard the term down payment as it relates to purchasing a home. If you’re trying to determine the ideal amount to put down, here are some things to consider.

Did You Know: Here’s Why Buying a New Home Grows Your Wealth Faster Than Renting

December 31, 2015 George Duarte Home Buyer Tips Comments Off

There can be many downsides to both renting and buying, depending on what side of the coin you are on, but if you’re leaning towards purchasing a home it can have added benefits for your bank account that renting does not.

Three Things You Can Expect when Buying a Home This Winter

December 30, 2015 George Duarte Home Buyer Tips Comments Off

When you’re looking into purchasing a home, there are plenty of things to watch out for at any time of the year, but there are a few things that you can expect during the winter months that may be a little different than other seasons.

Moving to a New Home? Use These Websites and Apps to Research Potential Neighborhoods

December 11, 2015 George Duarte Home Buyer Tips Comments Off

Relocating to a new city? Thinking about moving to a new neighborhood? With the advancement of technology, it’s now possible to research new neighborhoods without getting up off the couch. Here are some websites and apps that have proven invaluable with researching new areas.

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