Mortgage Archives - Page 34 of 51 - George Duarte

Understanding The Role Of A Mortgage Prepayment Penalty Fee

January 21, 2021 George Duarte Mortgage Comments Off

When people take out a home loan, it is important to think carefully about how the home loan works. At first, the majority of the monthly payment is going to go towards interest. For example, it is not unusual for 90 percent of the monthly mortgage payments go toward interest during the first year. Then, during the latter part of the loan, most of the payment is going to go towards paying off the principal. Therefore, it should come as no surprise that a lot of homeowners are looking for ways to reduce the amount of Interest they pay on a home loan

4 Steps to a Smooth Mortgage Refinance at a Rock-Bottom Rate

January 20, 2021 George Duarte Mortgage Comments Off

Right now is the best time to look at refinancing your home. Even if your current mortgage is as young as a year old, you might find that a refinance is in your best interest.

Many Buyers Are Willing To Go Over Their Budget For The Perfect Home

January 15, 2021 George Duarte Mortgage Comments Off

For those who are looking for a new home, it is important to take the time to get this decision right. For a lot of people, a home is the most valuable investment they are ever going to make. As a result, it is critical to evaluate all of the options that are available. That way, everyone will get the most out of their time. What about setting a budget? How important is this and should people think about going over it?

What Do You Need To Know About Buying And Selling A Home During The COVID-19 Pandemic?

January 14, 2021 George Duarte Mortgage Comments Off

For those who are thinking about buying or selling a home during the pandemic, they may feel like this is a difficult task. Even though it is true that this is going to be a challenge, people are able to increase their success rate by adapting to a new environment. When it comes to buying or selling a home during the pandemic, there are a few tips that everyone should keep in mind.

When Is The Best Time Of Year To Buy Things For A Home

January 7, 2021 George Duarte Mortgage Comments Off

For those who are trying to buy things for their home, it is important to think carefully. Nobody wants to overpay; however, reaching for something cheap may simply end up getting replaced quickly. There are a few highlights that everyone should consider purchasing for their home in January!

The Top House Appraisal Tips For Home Buyers And Sellers

January 6, 2021 George Duarte Mortgage Comments Off

There are a lot of steps that come with buying or selling a home. One of the routine steps that have to be accomplished is called a home appraisal. When it comes to a home appraisal, this is something that can cause both buyers and sellers to pause for a second. For those who might not know, a house appraisal is where a trained professional will take a look at the fair market value of the home. It is important to understand what happens when a home appraisal is conducted.

Tips For Getting A Mortgage Application Approved

January 5, 2021 George Duarte Mortgage Comments Off

Right now, mortgage rates have fallen to rates that haven’t been seen in years. This opens the door for many people to apply for a mortgage that they previously may not have been able to afford. Sadly, not everyone who applies for a mortgage is going to be approved. There are a few steps that applicants can take to increase their chances of getting their mortgage application approved.

Easy Repairs To Do At Home

December 30, 2020 George Duarte Mortgage Comments Off

During the past few months, many people have been stuck at home. Whether this involves working from home or going to school from home, many home appliances are receiving more use than usual. There might be more breaks, clogs, and leaks than most families are used to dealing with. Many families are tired of spending money on technicians and mechanics and might be looking for a more cost-effective way to deal with home repairs. There are a few key home repairs that homeowners can handle on their own.

A Few Creative and Effective Ways to Save Money for a Down Payment

December 29, 2020 George Duarte Mortgage Comments Off

For those who are looking to buy a home, they know that this is one of the most exciting experiences in the world. There is something special that comes with looking at a bunch of homes and envisioning a life there. On the other hand, the prospect of saving 20 percent of the home’s value to put down might seem overwhelming. Fortunately, there are a few creative ways that people can save up enough money to purchase their starter dream home.

Working From Home Could Mean A New Home

December 23, 2020 George Duarte Mortgage Comments Off

There are a lot of people who are working from home for the first time. There are a lot of advantages that come with working from home, such as the opportunity to develop stronger relationships with family members, the chance to save money on gas, and more autonomy over the work schedule. In addition, this could also mean a new home.

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