Preparing for a Mortgage? 5 Ways to Build Credit Without Credit a History July 10, 2024 George Duarte Credit Scoring Comments Off on Preparing for a Mortgage? 5 Ways to Build Credit Without Credit a History Building a credit profile from scratch can be a daunting task, especially for those who have no credit history. These individuals, often referred to as having a “thin credit file,” face challenges in securing loans, credit cards, or even mortgages.