All posts tagged: Credit Tips

Hard Inquiry vs. Soft Inquiry — What’s the Difference?

July 17, 2024 Credit Scoring Comments Off on Hard Inquiry vs. Soft Inquiry — What’s the Difference?

Most people know that your credit score can drop if you miss a payment or have a new collection filed against you. But how about when you apply for new credit? Yes, a credit application will trigger a “hard inquiry” on your report, which can have an impact on your credit score. Here’s what to know about hard inquiries, and how they compare with “soft inquiries.”

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