Mortgage Budgeting 101: How to Determine What You Can and Can’t Afford July 8, 2014 George Duarte Home Mortgage Tips Comments Off on Mortgage Budgeting 101: How to Determine What You Can and Can’t Afford When taking on a new mortgage it is important to know that you can afford to carry the debt load involved, as many people find themselves in financial trouble by spending more on real estate than they can comfortably maintain.