FHA Home Loans: How to Pre-apply and Get Approved Before Making a Home Purchase Commitment September 10, 2014 George Duarte Home Mortgage Tips Comments Off on FHA Home Loans: How to Pre-apply and Get Approved Before Making a Home Purchase Commitment Thanks to the FHA home loan program, you can apply for loan approval before you’ve found a home that you want to buy – which means you know what you can afford before you start your house hunt.