All posts tagged: Home Loans

Understanding the Difference Between a Co-Borrower and a Co-Signer

August 16, 2024 Mortgage Application Comments Off on Understanding the Difference Between a Co-Borrower and a Co-Signer

When it comes to securing a mortgage, the terms and roles can often be confusing. One such term you might come across is “co-borrower.” Understanding what a co-borrower is and how they differ from other roles in a mortgage can help you make informed decisions when navigating your home loan process.

4 Of The Best Questions To Ask Before Refinancing Your Mortgage

April 9, 2014 Uncategorized Comments Off on 4 Of The Best Questions To Ask Before Refinancing Your Mortgage

To get a conventional loan, you will usually need to have at least 20 percent equity. This means that your house will have to be worth at least $250,000 to get a $200,000 loan. If you have less equity, you could end up having to pay for private mortgage insurance, which can easily add $100 or more to your monthly payment.

Let's talk

If you want to get a free consultation without any obligations, fill in the form below and we'll get in touch with you.
(510) 377-9059
Skip to content